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Adult Merchant Account for Promoting the Businesses Who Deals in Sexual Wellness

In 2020, the worldwide sex toys industry was estimated to be worth USD 33.64 billion. From 2021 to 2028, it is predicted to increase at a compound annual growth rate (CAGR) of 8.04 percent. During the projected period, increased spending capacity and an improved standard of living in developing economies are expected to fuel market expansion. With their expanding appeal among all age groups, novelty adult items are establishing a mainstream position in the sexual wellness market. The acceptance of the LGBTQ community as well as a growing interest among women in experimenting with sexual health products without fear of judgment is increasing product uptake and, as a result, driving market growth.

Liberalization, social media penetration, and the influence of pop culture have all contributed to a greater awareness of the importance of sexual health. Furthermore, the lack of manufacturing standards for sex toys allows producers to create items for both women and men. Without having to reveal the materials or chemicals used in the devices. As a result, manufacturers have complete freedom to produce a wide range of novelty toys. Sexual stimulation products such as vibrators, dildos, and e-stimulators are commonly utilized by both genders.

The adoption of cutting-edge technology for the production of creative items is one of the fastest-growing trends in the sex toys market.

How to Select the Most Appropriate Adult Merchant Account?

For a successful adult business, having a dependable merchant account is essential. Whether you’re an established company or just getting started, you’ll need to conduct extensive research and compare pricing.

One of the most common errors we see adult merchants make is selecting a popular payment processor. To discover that they don’t work with high-risk merchant accounts.

Let’s say you’re the owner of an adult toy store and you’re starting to see some success. You choose eMerchantPro because you’ll need to take credit cards.

eMerchantPro is a convenient payment processor for many businesses, but it does not operate with high-risk merchants.

As a result, after a few weeks of processing. eMerchantPro thoroughly underwrites your account, determines that it is an adult business, and instantly suspends your account. During the chargeback liability period, funds are held for up to 180 days.

Unfortunately, many adult merchants come to us after their accounts have been closed owing to being high-risk.

So, how can you choose an adult merchant account for your business while avoiding having your account closed?

How Does Having a High-Risk Adult Merchant Account Affect Your Business?

Adult merchants will very definitely want additional funds in a reserve account in the event of chargebacks, which are common in this business. Reserve accounts are linked to your adult merchant account as sub-accounts.

A portion of your credit card sales is held back to settle any credit card disputes or chargebacks that may arise. In most cases, reserves are kept for the duration of the merchant account.

After the chargeback liability period has elapsed – normally 180 days – the monies will be released. Consider a reserve as the bank’s last line of defense.

Offshore Merchant Account for Adult Business

Adult merchants will very definitely want additional funds in a reserve account in the event of chargebacks, which are common in this business. Reserve accounts are linked to your adult merchant account as sub-accounts.

A portion of your credit card sales is held back to settle any credit card disputes or chargebacks that may arise. In most cases, reserves are kept for the duration of the merchant account.

After the chargeback liability period has elapsed – normally 180 days – the monies will be released. Consider a reserve as the bank’s last line of defense.

If a merchant goes bankrupt, the bank has a legal right to recover chargeback’s.

eMerchantPro has a lot of experience assisting adult retailers with optimizing their charging structures. In terms of payment options, we believe merchants should always think worldwide and act locally. Adopting a truly global approach to billing is one example, but guaranteeing compliance can be difficult.

Make sure your payment service provider is aware of the numerous dangers associated with processing payments in several locations.

For Your Adult Business, increasing conversions with a high-risk account

Instead of focusing on the negative aspects of having a high-risk merchant account, consider how a high-risk solution might dramatically enhance conversions.

Because there will be fewer shocks when it comes to denied transactions, adult businesses will realize that they are converting more sales. This is especially true if their payment processor is open and honest about supporting and understanding adult merchant accounts.

Increased chargeback and fraud prevention will also help conversions because revenue will not be lost unintentionally. eMerchantPro has joined with CB-ALERT to assist in the prevention of adult industry fraud.

Adult Toys Merchant Account Fees         

Is your payment processor experienced with the adult industry? If they do, submit an application and start comparing pricing and talking about what their company can do for your adult business.

Adult merchants are claimed to be accepted by a number of payment service providers. While they may have a hunger for the industry, many may realize that they lack the stomach for it simply because they do not comprehend it.

If your firm was turned down by a payment processor. It was most likely because the acquiring bank did not support the industry. You or your company was not well-established enough due to financial or credit constraints. eMerchantPro knows what it’s like to work in the adult business. We provide extremely low rates and have been in the adult toys merchant account market for over two decades.

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What makes casino high-risk payment gateways significant in the USA?

In 2020, the value of online gambling in the United States was USD 2,178.29 million. According to a prediction, its CAGR is expected to be at 17.34% between 2021-2026. This includes casinos also. After the pandemic, the closure of casinos and other gambling places gave a sudden shift to online gambling from offline to online. Now, when it comes to online casinos, we know a lot of money needs to get transferred. The safety of these multiple transactions is very important.

High-risk payment gateways facilitate the protected travel of money online during a transaction. Many other daily operational obstacles for a high-risk business like a casino keep creating issues. The payment gateways especially designed for unsafe businesses change the circumstances for good and help a merchant survive.

The core role of an online casino high-risk payment gateway

In simple words, a high-risk payment gateway transfers money between the merchant and the customer through offline and online modes However, in this process, varied aspects are involved. For example, it is a well-known fact that a gambling merchant needs a merchant account. This account is provided by an acquirer bank.

The payment gateway becomes the bridge not only between the casino players and the casino but also connects to the acquiring bank. The money paid by a customer reaches the merchant account through the payment gateway only. When the merchant wants to withdraw the funds, the acquiring bank sends the money through the same payment gateway.

Online casinos receive billions of dollars from their players on daily basis. Also, a casino needs to make refunds and chargebacks frequently. For that, it needs a safer and smarter bridge through which the money can transfer without any stress and mess.

Features of a high-risk payment gateway in the USA

With many features, a high-risk gateway solves all sorts of issues related to payment processing.  In the United States, casinos are already in threat due to strong laws against the online gambling industry.  While creating a bridge for payment between the customer and the merchant, it commits to offer an uncompromised experience to both.

3D secure gateway

To make sure that the casino players play in a protected atmosphere and make safer payments, payment gateways in the US, use 3D technology. The customers can make a payment but only when they fill in the authentication code sent on their mobile phones. This gives another shield of security and helps reduce chargebacks.

The payment gateways without 3D technology can accept payments only with a card number and expiry date. But such transactions are prone to fraud. It is the reason that high-risk businesses like online casinos in the US use 3D technology-backed payment gateways.

Seamless integration of tools

The high-risk payment gateway in the USA not only facilitates payment processing but also integrates multiple offline and online tools. It helps in daily operations. The integration includes ERP suites, CMS platforms, POS software, accounting software, etc. that are installed with the payment gateways. This facility has given manifold strength to online casino merchants.

If you are looking for a high-risk payment gateway for your business, you must search for the option with effective integration performance. eMerchantPro provides the payment processing gateway with a limitless integration facility to make the merchants operate smoothly on daily basis.

Detailed reporting of transactions

For better-informed decisions for the business, you need to know the nook and cranny of the money transactions. A detailed report that displays the recent and the current record helps understand the business performance in a better manner.

With regular and detailed reporting, you can understand the financial behavior of the players. Also, you can spot the track of how your company is doing for the last several months. Gather the reporting records and make more futuristic plans for the company’s growth. After all, every business or individual needs to know its current and past to make it’s future better.

Handle both offline and online businesses

According to the demand of the current time, it is vital today to have both the options of business, that is offline and online. The swipe devices and payment gateways installed on the website gives the freedom to operate easily. The more options a casino gives to its customers, the more satisfied customers feel and connect for a  longer time. However, in the case of an online casino, it may sound less relatable but what if the merchant plans to go offline as well in the future?

Today the world is getting back to its normal routine despite some stress due to pandemic. In such a case, casinos may open their outlets because casinos also inspire tourism. For example – the United States and the United Kingdom are two popular and favorite spots for casino players. Every year, millions of people travel to these places to travel as well as to play in their favorite casinos.

Make access to the merchant account

A payment gateway can also help you get a merchant account in an acquirer bank. As we already know that a high-risk business always needs a merchant account. Contemporary banks and finance companies do not want to work with an unsafe business. Also, there are very strict rules in America on online casinos.

Payment gateways always have a vast network of acquiring banks that provide a merchant bank account. Once you get in touch with a reliable and renowned payment processor, it will take the stress of providing you a merchant account. Isn’t that amazing?

As online casinos have clients from all over the world, an international high-risk payment gateway is the ultimate need of every casino business. With all the above features, it is easier for any company in the online gambling industry, to operate easily and flourish.


High-risk payment gateways in the U.S are enhancing in technology and features. However, indeed, they are also somewhere facing challenges because online casinos have suddenly increased after the covid-19 pandemic. But at the same time, these payment gateway companies have the vast opportunity to exploit the wide market. eMerchantPro that has worked with multiple online casino merchants knows what you need and how to implement it.

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How does eCommerce payment gateway improve customer and merchant experience?

e-Commerce businesses are timeless in opportunity despite their risky nature. If the merchants have a suitable and reliable business infrastructure, they can flourish conveniently. Millions of transactions take place on an e-Commerce website on daily basis. It is really important for a merchant to ensure the safety of these transactions. The eCommerce payment gateways make it simple to handle the hefty amount easily. Are you a business owner from the same industry? Then the piece of information below is for you.

What are the requirements of an eCommerce payment gateway?

Despite the generic role of payment gateways, they have to fulfill some industry-specific requirements. The payment gateway for eCommerce websites should come with certain traits to make every transaction successful between the merchant and the customer.

Easy to use –

eCommerce merchants make shopping easier and simpler and predictable and payment gateways have a big role in it. To manage these gateways, the merchants need to have one that is easy to use.

It should have a simple dashboard, administration panel as well as business administration tools. Also, it should have a monitoring and alerting system with performance indicators.

Global –

eCommerce businesses spread beyond geographical limits quite fast. Amazon, ebay, Walmart,  aliexpress, Magento, etsy, flipkart etc. are international eCommerce businesses. Your payment gateway should have the capacity to cover most of the locations. Also, multiple payment methods in multiple currencies are another feature you need to look for.

In this globalized world, a business cannot afford to overlook the significance of a payment gateway that facilitates payments from customers across the world. eCommerce Payment Gateway USA , UK, Paris etc. are available according to the requirement of this industry.

Secure –

The security of the money transfer between the merchant and the customer should remain uncompromisingly safe. The payment gateway provider you choose should be compliant with PCI-DSS (Payment Card Industry – Data Security Standard ) parameters.

eCommerce businesses are high-risk and security is always the prime concern. Chargebacks and fraud are the most common incidents that can happen to such a business. The security of the customer’s money is the most important thing for a business owner.

Economic –

Getting a payment gateway is a long-term thing and that is why the cost is a big factor. Payment processors charge according to the monthly volume mentioned by the merchant. Every business owner should do proper research while working on the cost part.

The good thing is that there are many options available online. eMerchantPro may end your research. Its affordable payment gateway services across the globe, provide suitable and budget-friendly solutions.

How eMerchant Pro offers fast integration and activation?

With a vast network across the world, eMerchantPro offers faster gateway integration. From payment gateways in the USA to the payment gateway services in Europe, Asia, Africa, the company serves across the world. The reason behind the trust of the people is the faster integration. We do not like delays because we value the time of the merchants.

Features that help us integrate and activate your payment gateway faster –

  • We work on the minimal cost and effort strategy, which naturally takes less time.
  • Seamless and speedy integration of APIs help merchants get things done faster.
  • Well outlined internal processes and detailed integration kit smoothen your online business.
  • We are compliant with the latest technology and PCI-DSS standards that are legally vital.

How does an e-commerce payment gateway work?

Some decided steps are included when a payment gateway works for an e-Commerce business. Here are the general ones that apply to almost all e-commerce companies.

  • The customer confirms the order and enters card details to make a payment.
  • Information or card detail is sent to the concerned card association.
  • Approval or denial of the transaction comes.
  • Approval is sent to the merchant and the merchant gives the acceptance.
  • Payment acceptance is sent to the card association
  • The card association sends the acceptance message to the bank.
  • Bank releases the payment and this all happens through the payment gateway.

The process above occurs in a few seconds every time a transaction takes place. We at eMerchantPro make this process simpler for the merchants through affordable services.


e-commerce payment gateways have a bright future as the market is getting vast day by day. The competition between the merchants is always high and they need a reliable payment processor. However, it is a big challenge for the online payment gateway companies, as they have to keep their systems enhanced with the latest technology. eMerchant Pro payment gateway services help eCommerce merchants enjoy simple and safer transactions with their customers. We have multiple clients from the same industry and our experience relatable to this business type will bring success to you.

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